Earn one H-D™ Genuine Rewards point for every $1 in net purchases
Redeem 2,500 points for a $25 H-D™ Gift Card
Every purchase on your card earns you an entry for a chance to win a motorcycle in our H-D™ Visa Free Ride Sweepstakes
No Annual Fee
Zero Fraud Liability
Auto Rental Collision Damage Waiver
Automatic Bill Pay
Rates, fees & offers
1 point per dollar
Purchase: 24.99%, Variable
Cash Advance APR: 25.99%, Variable
Balance transfer fee
Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
Foreign transaction fee
2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars
Recommended credit score
Not sure which card is best for you?
By Paul Soucy
Editor's overall rating
Pros and cons
Qualify with limited / bad credit
No annual fee
Unlike a lot of secured credit cards, the Harley-Davidson® Visa® Secured Card has an annual fee of $0, and it earns rewards.
You do have to put down a deposit, though. The minimum is $300 and the maximum is $5,000. You get that money back when you close your account in good standing.
The card earns 1 point per dollar spent. Rewards are redeemable for Harley-Davidson gift cards, which you can redeem at dealerships or online at the Harley-Davidson store.
For more information, see NerdWallet's review of this card.
NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.