Harley-Davidson® Visa® Secured Card

Harley-Davidson® Visa® Secured Card

Harley-Davidson® Visa® Secured Card

Harley-Davidson® Visa® Secured Card

Harley-Davidson® Visa® Secured Card

Loading

Card details

  • Earn one H-D™ Genuine Rewards point for every $1 in net purchases

  • Redeem 2,500 points for a $25 H-D™ Gift Card

  • Every purchase on your card earns you an entry for a chance to win a motorcycle in our H-D™ Visa Free Ride Sweepstakes

  • No Annual Fee

  • Zero Fraud Liability

  • Fraud Protection

  • Auto Rental Collision Damage Waiver

  • Online Banking

  • Automatic Bill Pay

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    APR: 22.99%, Variable

    Cash Advance APR: 23.99%, Variable

  • Balance transfer fee

    Either 3% of the amount of each transfer or $5 minimum, whichever is greater.

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn more
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0

Regular APR

22.99%, Variable

Rates & Fees

Regular APR

15.99% - 22.99% Variable APR

Regular APR

12.99% - 22.99% Variable APR

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Not sure which card is best for you?

Take a simple quiz to find out

NerdWallet review

By Paul Soucy

Rating details

4.4

Editor's overall rating

Pros and cons

Pros
  • Qualify with limited / bad credit

  • No annual fee

Cons
  • High APR

Unlike a lot of secured credit cards, the Harley-Davidson® Visa® Secured Card has an annual fee of $0, and it earns rewards.

You do have to put down a deposit, though. The minimum is $300 and the maximum is $5,000. You get that money back when you close your account in good standing.

The card earns 1 point per dollar spent. Rewards are redeemable for Harley-Davidson gift cards, which you can redeem at dealerships or online at the Harley-Davidson store.

For more information, see NerdWallet's review of this card.