Harley-Davidson® Visa® Secured Card
Harley-Davidson® Visa® Secured Card
Harley-Davidson® Visa® Secured Card
Card details
Earn one H-D™ Genuine Rewards point for every $1 in net purchases
Redeem 2,500 points for a $25 H-D™ Gift Card
Every purchase on your card earns you an entry for a chance to win a motorcycle in our H-D™ Visa Free Ride Sweepstakes
No Annual Fee
Zero Fraud Liability
Fraud Protection
Auto Rental Collision Damage Waiver
Online Banking
Automatic Bill Pay
Rates, fees & offers
Annual fee
$0
Rewards rate
1x
Bonus offer
None
Intro APR
N/A
Ongoing APR
APR: 22.99%, Variable
Cash Advance APR: 23.99%, Variable
Balance transfer fee
Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
Foreign transaction fee
3%
Recommended credit score
Compare to other cards
| Learn more | ||
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR15.99% - 22.99% Variable APR | ||
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Just tell us some details and see which card matches your needs most.
Just tell us some details and see which card matches your needs most.
NerdWallet review
By Paul Soucy
Rating details
4.4
Editor's overall rating
Pros and cons
Pros
Qualify with limited / bad credit
No annual fee
Cons
High APR
Unlike a lot of secured credit cards, the Harley-Davidson® Visa® Secured Card has an annual fee of $0, and it earns rewards.
You do have to put down a deposit, though. The minimum is $300 and the maximum is $5,000. You get that money back when you close your account in good standing.
The card earns 1 point per dollar spent. Rewards are redeemable for Harley-Davidson gift cards, which you can redeem at dealerships or online at the Harley-Davidson store.
For more information, see NerdWallet's review of this card.
