Harley-Davidson® Visa® Secured Card
Harley-Davidson® Visa® Secured Card
Harley-Davidson® Visa® Secured Card
Card details
Earn one H-D™ Genuine Rewards point for every $1 in net purchases
Redeem 2,500 points for a $25 H-D™ Gift Card
Every purchase on your card earns you an entry for a chance to win a motorcycle in our H-D™ Visa Free Ride Sweepstakes
No Annual Fee
Zero Fraud Liability
Fraud Protection
Auto Rental Collision Damage Waiver
Online Banking
Automatic Bill Pay
Rates, fees & offers
Annual fee
$0
Rewards rate
1x
Bonus offer
None
Intro APR
N/A
Ongoing APR
APR: 22.99%, Variable
Cash Advance APR: 23.99%, Variable
Balance transfer fee
Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
Foreign transaction fee
3%
Recommended credit score
Compare to other cards
| Learn more | Learn more | |
Annual Fee$0 | Annual Fee$0 | Annual Fee$0 |
Regular APR18.00%, Variable | ||
Intro APRN/A | Intro APR10.99% intro APR on Balance Transfers for 6 months | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Paul Soucy
Rating details
4.4
Editor's overall rating
Pros and cons
Pros
Qualify with limited / bad credit
No annual fee
Cons
High APR
Unlike a lot of secured credit cards, the Harley-Davidson® Visa® Secured Card has an annual fee of $0, and it earns rewards.
You do have to put down a deposit, though. The minimum is $300 and the maximum is $5,000. You get that money back when you close your account in good standing.
The card earns 1 point per dollar spent. Rewards are redeemable for Harley-Davidson gift cards, which you can redeem at dealerships or online at the Harley-Davidson store.
For more information, see NerdWallet's review of this card.
