5,000 SKYPASS Bonus Miles after your first purchase
1,000 Bonus Miles at renewal.
Earn 1 mile for every $1 you spend in eligible net purchases (purchases minus credits and returns).
$250,000 in Travel Accident Insurance.
Rates, fees & offers
1 mile per dollar
5,000 SKYPASS bonus miles after your first purchase
Purchase: 18.24%, Variable
Cash Advance APR: 20.99%, Variable
Balance transfer fee
Foreign transaction fee
Recommended credit score
Not sure which card is best for you?
Editor's overall rating
Pros and cons
Qualify with limited / bad credit
Has annual fee
The SKYPASS Visa® Secured Card is a secured credit card, meaning it requires cash collateral upfront. But it offers both travel rewards and a sign-up bonus — somewhat rare benefits in the secured card realm — along with a handful of other perks.
SKYPASS is Korean Air's frequent flyer program, and the airline is part of the SkyTeam alliance, so miles earned with this card can be transferred to one of 18 other member airlines, including Delta.
But you'll have to weigh these benefits against the card's annual fee of $50. That's on top of a relatively high required minimum deposit. You can find similar credit-building cards that earn rewards without charging an annual fee. You might even qualify for an alternative credit card that requires no deposit either.
For more information, see our full review of this card.
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