Wells Fargo Propel American Express® card
Wells Fargo Propel American Express® card
Card details
$0 annual fee and no foreign currency conversion fee
Earn 3X points on eating out and ordering in
Earn 3X points on popular streaming services
Earn 3X points on gas stations, rideshares and transit
Earn 3X points on travel including flights, hotels, homestays and car rentals
Earn 1X points on other purchases
Select "Apply Now" to learn more about the product features, terms and conditions
Rates, fees & offers
Annual fee
$0
Rewards rate
1x-3x
Bonus offer
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value
Intro APR
0% intro APR for 12 months from account opening on purchases and qualifying balance transfers
Ongoing APR
APR: 14.49%-24.99% Variable APR
Balance transfer fee
3% intro for 120 days from account opening, then up to 5%
Foreign transaction fee
None
Recommended credit score
Compare to other cards
 Wells Fargo Propel American Express® card | ||
|---|---|---|
| Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APR14.49%-24.99% Variable APR | Regular APRSee Terms | |
Intro APR0% intro APR for 12 months from account opening on purchases and qualifying balance transfers | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
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Rating details
4.9
Editor's overall rating
Pros and cons
Pros
No annual fee
No foreign transaction fee
Intro APR period on Purchases and qualifying Balance Transfers
Cons
American Express isn’t accepted at as many merchants as Visa or Mastercard
Requires good/excellent credit
The $0-annual-fee Wells Fargo Propel American Express® card packs an impressive combination of punches. Its wide-ranging and generous bonus categories put its earning power on par with some of the top rewards cards on the market, and its welcome offer is as valuable as you'll find on a travel card that costs you nothing to carry.
You'll earn 3 Go Far Rewards points per $1 spent on:
-Eat & Drink: Includes restaurant dining, takeout and bars.
-Ride & Drive: Includes gas stations, rideshares and transit.
-Fly & Stay: Includes flights, hotels, homestays and more.
-Watch & Listen: Includes eligible streaming services such as Apple Music, Hulu, Netflix, Pandora and Spotify Premium.
All other eligible spending earns 1 point per $1 spent.
While you'll avoid an annual fee, you'll also miss out on some of the flexibility and key travel perks offered by cards that do charge annual fees. But if you're seeking pure points-earning power, the Wells Fargo Propel American Express® card could be right for you. For more information, see NerdWallet's full review of this card.
