SimplyCash® Plus Business Credit Card from American Express

SimplyCash® Plus Business Credit Card from American Express

on American Express's secure website, or call (866) 512-6673

on American Express's secure website, or call (866) 512-6673

SimplyCash® Plus Business Credit Card from American Express

SimplyCash® Plus Business Credit Card from American Express

on American Express's secure website, or call (866) 512-6673

on American Express's secure website, or call (866) 512-6673

Card details

  • Special offer: save on interest with a 0% intro APR on purchases for 15 months; after that your APR will be a variable rate, currently 13.99% - 20.99%
  • No annual fee
  • Reinvest in your business with automatic cash back in the form of a monthly statement credit. Plus take control by choosing the 3% category that best fits your business
  • Earn 5% cash back on the first $50,000 spent at wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores.
  • Earn 3% cash back on the first $50,000 spent in the category of your choice from a list of eight and 1% cash back on other purchases
  • With Expanded Buying Power you can spend beyond your credit limit* to make bigger purchases for your business plus earn cash back on those purchases too
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors
  • Terms apply
  • View Rates and Fees

APR, Variable

APR: 13.99% - 20.99% Variable APR

Penalty APR: 29.99%, Variable

Pros

  • No annual fee
  • High rewards rates in certain categories
  • 0% APR period on purchases

Cons

  • Complicated rewards program
  • Bonus categories can be changed only once a year
  • Requires good/ excellent credit

Rewards rate

1.00%

Annual fee

$0

Intro APR

0% on Purchases for 15 months

Recommended credit score

recommended credit score

Disclaimer: Any editorial content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

Write a review

Read Our Posting Guidelines
user avatar
Overall Rating:
Select your rating
undefined reviews

Some of the reviews on the NerdWallet site were purchased through a third party provider. Users who post a review directly on the NerdWallet site will not be compensated in any way. Please see our Terms of Use and Posting Guidelines for more information.