Capital One® Walmart Rewards™ Mastercard®

Capital One® Walmart Rewards™ Mastercard®

Capital One® Walmart Rewards™ Mastercard®

Capital One® Walmart Rewards™ Mastercard®

Capital One® Walmart Rewards™ Mastercard®

Loading

Card details

  • Earn unlimited rewards every day, everywhere on purchases in and out of Walmart.

  • Earn unlimited 5% back on purchases online at Walmart, including Grocery Pickup and Deliver.

  • Earn unlimited 2% back on purchases in Walmart stores, 2% back on restaurants and travel purchases, and 1% back on all other purchases everywhere else Mastercard® is accepted.

  • Introductory offer: Earn 5% back on purchases in Walmart stores when you use this card in Walmart Pay for the first 12 months after approval.

  • Redeem rewards to cover recent purchases, or redeem for travel, gift cards, statement credits and more.

  • $0 annual fee.

  • No foreign transaction fees.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-5%

  • Bonus offer

    Earn 5% back on purchases in Walmart stores when you use this card in Walmart Pay for the first 12 months after approval

  • Intro APR

    N/A

  • Ongoing APR

    APR: 17.99%-26.99% Variable APR

    Cash Advance APR: 26.99%, Variable

  • Balance transfer fee

    $0

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Capital One® Walmart Rewards™ Mastercard®

Capital One® Walmart Rewards™ Mastercard®

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual fee

$0

Annual fee

$0

Annual fee

$0

Regular APR

17.99%-26.99% Variable APR

Regular APR

15.24%-25.24% Variable APR

Regular APR

23.24% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Not sure which card is best for you?

Take a simple quiz to find out

NerdWallet review

By Robin Saks Frankel

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

4.7

Editor's overall rating

Pros and cons

Pros
  • Qualify with average credit

  • No annual fee

  • No foreign transaction fee

Cons
  • Limited rewards for in-store shopping

  • No intro APR period

The Capital One® Walmart Rewards™ Mastercard® offers some of the richest rewards rates in its class. The $0-annual-fee card earns:

--5% back on purchases at Walmart.com and on the Walmart app (including on items you buy online for in-store pickup, as well as on Walmart Grocery Pickup and Delivery).

--2% back on in-store purchases, including at Murphy USA and Walmart gas stations.

--2% back on travel and at restaurants.

--1% back on all other purchases.

Points can be redeemed for credit toward a specific purchase; a general statement credit; gift cards; during checkout at Walmart.com; and for booking travel through the Capital One portal.