Chase Freedom Unlimited®

Chase Freedom Unlimited®

on Chase's website

Chase Freedom Unlimited®

Chase Freedom Unlimited®

Chase Freedom Unlimited®

on Chase's website

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Card details

  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

  • Earn unlimited 1.5% cash back on all other purchases.

  • Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases.

  • No annual fee.

  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.

  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.5%-5%

  • Bonus offer

    Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

  • Intro APR

    0% intro APR on Purchases for 15 months

  • Ongoing APR

    APR: 14.99% - 23.74% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    3% of each transaction in U.S. dollars

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0

Regular APR

14.99% - 23.74% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

12.99% - 22.99% Variable APR

Intro APR

0% intro APR on Purchases for 15 months

Intro APR

N/A

Intro APR

0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Claire Tsosie

Rating details

5

Editor's overall rating

Pros and cons

Pros
  • High rewards rate and no minimum redemption

  • No annual fee

  • Intro APR period on Purchases

Cons
  • Has foreign transaction fee

  • Requires good/excellent credit

The Chase Freedom Unlimited® earns a flat 1.5% cash back on all purchases, and its annual fee is  $0.

You can redeem rewards for cash back or statement credit, but you can also use them to book travel directly through the Chase Ultimate Rewards® travel portal — or you can transfer your points to other Chase cards with more valuable redemption options.

It makes an ideal partner for the Chase Freedom® and the Chase Sapphire Preferred® Card.

For more information, see NerdWallet’s full review of the Chase Freedom Unlimited®.