Wells Fargo Autograph℠ Card
on Wells Fargo's website
Wells Fargo Autograph℠ Card
Card details
Earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months - that's a $300 cash redemption value
Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases
$0 annual fee
0% intro APR for 12 months from account opening on purchases. 17.24%, 22.24%, or 27.24% variable APR thereafter
Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible).
Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge.
Select "Apply Now" to learn more about the product features, terms and conditions.
Rates, fees & offers
Annual fee
$0
Rewards rate
1x-3x
Bonus offer
Earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months.
Intro APR
0% intro APR on Purchases for 12 months
Ongoing APR
APR: 17.24%, 22.24%, or 27.24% Variable APR
Cash Advance APR: Refer to Important Credit Terms
Balance transfer fee
up to 5%; min: $5
Foreign transaction fee
None
Recommended credit score
Compare to other cards
| Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APRSee Terms | ||
Intro APR0% intro APR on Purchases for 12 months | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Erica Corbin
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Rating details
4.5
Editor's overall rating
Pros and cons
Pros
No annual fee
Bonus categories
No reward caps
Cell phone insurance
New cardholder bonus offer
Cons
No free checked bags
No free anniversary night
No luxury perks
Requires good/excellent credit
The Wells Fargo Autograph℠ Card, which has an annual fee of $0, is primarily positioned in the market as a travel credit card because of its triple points on travel spending. But its other bonus-reward categories are highly useful for everyday spending, too. They include 3 points per dollar spent at restaurants and gas stations, as well as on transit, streaming services and phone plans.
That makes this a candidate to be a primary — even front-of-wallet — credit card to carry with you, as well as one you can “set and forget” for recurring streaming and phone payments. And rewards are unlimited, unlike some competing cards that cap bonus rewards. That’s a big deal for big spenders.
You won’t get the transfer partners or upscale perks of high-annual-fee travel credit cards, or brand-specific perks like free checked bags that airline credit cards often offer. But a healthy sign-up bonus and nice-to-have cell phone insurance on the Wells Fargo Autograph℠ Card add to its allure as a top pick among not only no-fee travel credit cards but cash-back cards as well.
For more information, read NerdWallet's full review.
