Wyndham Rewards® Earner℠ Business Credit Card
Wyndham Rewards® Earner℠ Business Credit Card
Wyndham Rewards® Earner℠ Business Credit Card
Card details
Earn 45,000 bonus points after spending $3,000 on purchases in the first 90 days. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.
Earn 8 points per $1 spent on on eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases.
Earn 5 points per $1 spent on eligible marketing, advertising and utility purchases.
Earn 1 point per $1 spent on all other purchases (excluding Wyndham Timeshare resort down payments). That means paying bills, buying office supplies, purchasing inventory, and other business expenses can help you earn your next great vacation!
Automatically receive a Wyndham Rewards DIAMOND member level and enjoy perks like suite upgrades, welcome amenity at check-in, and more.
Receive 15,000 bonus points each anniversary year—that’s enough for up to two free nights at participating properties.
No foreign transaction fees on international purchases.
Rates, fees & offers
Annual fee
$95
Rewards rate
1x-8x
Bonus offer
Earn 45,000 bonus points after spending $3,000 on purchases in the first 90 days. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.
Intro APR
N/A
Ongoing APR
APR: 21.24%, 25.24%, or 29.99%, Variable
Cash Advance APR: 29.99%, Variable
Balance transfer fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Foreign transaction fee
0% of the U.S. Dollar amount.
Recommended credit score
Compare to other cards
| Learn more | Learn more | Learn more |
Annual fee$95 | Annual fee$99 | Annual fee$199 |
Regular APRSee Terms | ||
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%, 25.24%, or 29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Rating details
4.1
Editor's overall rating
Pros and cons
Pros
Anniversary perk
New cardholder bonus offer
High rewards rate
Cons
Has annual fee
Rewards have limited flexibility
If you’re a small-business owner who also frequently stays at Wyndham properties, then the Wyndham Rewards® Earner℠ Business Credit Card could be a great card for you. It offers impressive rewards on marketing, advertising and utilities spending, as well as on Wyndham hotel stays and gas. It comes with a $95 annual fee.
Because those bonus categories are so specific, it’s not the ideal card for those who don’t spend much on them, which is probably the case for many sole proprietors. But for those who do, the solid sign-up bonus and anniversary points will also be appealing.
For more information, see a closer look at this card.
