This is a good card for someone who spends a moderate amount of money. The interest rate is competitive and the card is accepted by most businesses except those who don’t take Amex.
I use this for some purchases because it’s not accepted everywhere. I like to earn enough points to buy something small. I’ve been a member of Amex Blue since 2003 and use it every few months or so. It’s not my primary card (that’s a Mastercard with Chase), but I use it enough to justify having it.
There is no annual fee, which is just fantastic. I doubt I’d be willing to pay one, actually. The interest rate is irrelevant because I always pay the balance off each month. In fact, I’ve got it set up such that my balance is deducted from my bank account on the due date automatically. I don’t have to anything. The amount I’ve spent is paid for on its own and all I have to do is just verify the charges each month.
I get paper statements sent to me, but I have also checked my statement online from time to time. My credit limit on this card is kind of low, might be even under $1,000. No problems to report. I like using the card for general purchases.