I just got approved for the Blue Cash Everyday Amex! As soon as I submitted my application 4 days ago I received an email confirming that the team received and was reviewig my application. Shortly afterwards I received a second email because a bit more information was necessary to confirm residence address and I was able to upload the document thorugh their website. First time I called and an extremely nice lady called Radica (hope I spelled correctly) guided me through the process answering all my questions and making sure I understand how the process was going so far so that I do not become anxious (because we all get excited and anxious when applying for Credit cards, dont we?!?). I called today and another very nice lady helped me to correct the format of the address in my application, unfortunately I didn’t catch her name, but she was very diligent, and eager to assist me. Not influenced by the fact that she delivered the great news within less than a minute once the address format was corrected. Congratulations, your application has been approved!.. I’ll be providing a new review when I receive my card with the credit limit details because I was so excited I forgot to ask lol. But something that many of us like to know: My Fico score at the time of application was 694 according to Discover bank. And as per Credit Karma I had 700 Equifax and 682 Trans Union. I have no late payments, no public records. I have 7 hard inquiry within a two year period,5 open accounts in good standing, 6 closed accounts also closed in good terms with the lenders. I am not sure if my Credit Card utilization % was considered at all, but I had increased severely for the first time from a 15% utilization to more than a 50%. Because its Christmas and I wanted all the rewards and 0% apr I could get from my other cards. My annual income is 37,500 and my rented house is $300/monthly. i do hava a 5,000 loan and 5 other credit cards with a total debt of a little over 4,500 among them versus a credit limit of 7,800 in total amongst them. Inhve waited approximately 2 months between applycations for credit cards (mainly store credit cards). I hope my review helps someone else to consider expanding their credit line just like myself and make a savy decision. Hugs! And wish you a Happy 2017 !!!