American Express Platinum

American Express Platinum
4.1 0.0 0.0 0.0 0.0 56

#21

I am satisfied with their service.

I am satisfied with the card.American express is a credible brand name.


#22

Great card for travelers

The American Express Platinum card is fantastic. Although it has a hefty $450 fee, with a little work I can almost always recoup that amount in card benefits within a couple of months. It is a card that is designed for travelers and I have found that as long as I make 2 domestic airline trips or 1 international airline trips per year I can easily cover the fee. Being designed for travelers AMEX Platinum focuses on providing travel-related benefits such as automatic status upgrades in hotel chain and rental car frequent use programs, access to a huge number of airline lounges and some free TSA Pre-Check. What’s great is that you get “status” in these frequent traveler programs without being a frequent traveler.

Although the AMEX Platinum is focused on the traveler, it still retains a number non-travel related benefits. I find the Membership Rewards (Points) program to be very flexibile and is often rated the best-in-class. The customer service is legendary and I have never had a customer service experience that I didn’t like. Additionally, the card has a number of less highlighted benefits that I have found very useful to include roadside assistance and free WiFi around the country. I have been a Card Member for 10 years and I don’t ever plan to switch to another company.


#23

Awesome card! Yes there IS such thing as a free lunch :slight_smile:

The American Express Platinum Card is great. I was very happy with the sign up bonus ($150 Ruth’s Chris gift card) the meal was fantastic. After that, the points accumulated very quickly and the higher interest was of little consequence, as I pay off the card every month anyways.

American Express has a very convenient website for checking your balance, transaction history, and making payments. The automatic payment feature is very convenient, you can choose to pay the minimum balance, or the entire balance automatically on the due date with no charges for payments. I wasn’t happy with the annual fee, but customer service waived it for me because I was good with my payments and spending habits.


#24

Great Card for the bigger spenders that love to travel.

American Express Platinum has been my favorite credit card for multiple reasons. The primary reason I love it so much is for travel because they have no foreign transaction fees, give me $200 per year deducted from flight costs and have a great rewards program with points I can use to get free trips.
A few other features I like about it is that it is very widely accepted and I can travel almost anywhere and be able to use it, without having to worry about fees or having it be maxed out.


#25

Used to be a good card

We have had this card for years for my husband’s small business. We made a point of paying on time. We never missed a payment. In return, they raised our credit limit when we needed it. We preferred this card. However, in the recession, the balance got to be fairly high.
Still I was surprised when they decided to increase our interest rate substantially. We had been good customers. I called and asked them to reconsider, citing our history. At first, they flat out refused. but later they brought it down slightly. It was one of the first cards I paid off when I could.


#26

Great for Travelers!

I love this card. I travel a lot so I’m always sure to book through their website and earn extra points and I can redeem these points for future travel! This card pays for your Global Pass card as well, which is about $100.00 and is worth it if you are an international traveler coming back to a busy airport.
There is a 450$ annual fee but it’s a small price to pay for the benefits. If you travel a lot, you get to show up the airport early and enjoy complimentary lounge and really enjoy your flight experience.


#27

kind of collects dust

I have had this card for several years and barely use it. there’s nothing wrong with it, per se, but hardly any stores I go to accept American Express. I end up using my MasterCard a lot of the time. the benefits from the platinum card make it worth keeping though. I still use it whenever I can for as big of purchases as possible. I originally had it as a work credit card, but now i use it for anything I can.


#28

Great card for Travelers

I love my American Express Platinum card. I get to shop for the things I like while getting credit I can put towards travel. It has a ton of extra features that I also love like not being charged for foreign purchases. This card is the perfect credit card for anyone who loves traveling. American Express also has excellent customer service if you ever have any problem related to your credit card.


#29

Good Card for Professionals

This is a decent credit card to have, as long as you have decent credit it is pretty easy to get. This interest rate is pretty high, but as long as you pay off your bill that is a non issue. We have had this card for years with the only issues being that some places do not accept American Express but that just is what it is.
I would recommend this card to mostly professionals who can pay their bill off every month so that the interest rate doesn’t come back to bite you if you accidentally over extend yourself. This card is also good for emergencies, such as random car trouble, or forgetting your wallet at home if you have a habit of stashing a spare credit card in your car for emergencies. Overall, this is a decent little piece of plastic to have as backup.


#30

Universal Card for Anyone and Anywhere

I use American express platinum card and i am satisfied with it. It is very good for travelers and outgoing people. I work for a corporate world and i travel from almost half the time in a month.

Various benefits I try to get out of my card. Some of them are :
Airline partner program
Have more than 500+ hotels & resorts like the Ritz Carlton or Taj or Hyatt hotels
Pay with points, points have no expiry
Airline fee credit
Premium private jet program
Transfer points to frequent traveler programs
Use points for your charges
24-hourglobal card related assistance
Car rental loss & damage insurance
Card insurance for 40 days
Platinum dining program
Airport lounge access program

This card is having a subscription fee which is annoying but it has many benefits and reward program or loyalty programs.
Overall this card is amazing but its only disadvantage is it needs invite and a membership fee every year which cant be paid via points. But overall not a issue with multiple foreign currency forex card


#31

Great card for everyone

American express Platinum is the credit card that i currently am using. It is very helpful for day-to-day activities, and is widely accepted. I have not experienced many problems with this card, and I have been using this card for five years now. It is a truly amazing company, and is fast to respond to and questions and concerns that I had about the card. Although there was a few times that the card wasn’t working in certain places, such as some restaurants. It was fixed very fast, which was very reassuring. Overall, it is a fairly adequate card that has benefited me, and I plan to continue using this card for much longer.


#32

Credit card you should consider

I really like American Express. They have great customer service. They also have the option of noticing you when you purchse something in case someone is trying to scam you. They offer great rewards. On top of that, the credit card looks awesome.


#33

This card is excellent. It has good rewards and low APR

I like this credit card because it has a really low APR and a excellent customer service. I have had it for over six years and have never had any problems


#34

Long processing times, but overall as good as any other credit card.

I rather enjoy this credit card, despite a few reservations on interest fees and the amount of time it takes for a charge to appear and “process” onto my card. I pay my card in a timely manner in order to sustain a good credit score–but the few times I’ve used the card for big spending, it would take up to nearly a week before the charges would post to my account. I’m not sure if that was just a personal problem, or something many have experienced when using this card, but again–on a whole I enjoy the American Express Platinum, and will continue to keep using it as my preferred card of credit.


#35

Great card for people who travel a lot

We got this card based on the perks and have been pleased with having it. We immediately got Gold status at Starwood hotels, Hertz car rentals, and status with National & Avis car rentals. This was a nice bonus since we had a trip coming up. We were flying Delta and the free bags and lounge access we got by having the Platinum card made a very long international flight worth having the card alone. On top of that, $200 airline fees/year are credited back - we picked Delta for that and were able to get drinks & internet on the plane refunded as well as fees for extra bag weight refunded. NICE! As we do a lot of international travel, the fact that there are no foreign transaction fees with this card is a big advantage over other cards. There are many other perks that come with having this card (ability to borrow miles, other travel privileges, etc) but having a dedicated line to call for reservations, questions, or problems also avoids having to wait on hold for hours to get things done. All in all, we have been very pleased with this Platinum AMEX and wouldn’t hesitate to recommend this to others.


#36

Great card for Traval.

There are very few American Companies left that have Customer Service. AMEX is one of the few that takes customers seriously. I have been a member since 1982 and whenever I had an issue or need for just about anything, AMEX is who I call and have never been disappointed. It goes with me and my family everywhere and provides a protection that makes it more than just a card.Yes it is expensive and yes I wish the points bought you more, but it is still is a good value. It has been a good companion and a valuable asset to me, my family and business.


#37

Great card if you don’t mind the inconvenience of it not being widely excepted.

My only real issue with this card is the same as everyone else’s issue with AmEx…It’s not taken everywhere like Mastercard and Visa are. Other than that, it’s been fantastic. The customer service folks helped me wonderfully when I lost my card and had it replaced. Overall, I am very satisfied.


#38

best card for frequent traveller

Well this card is really nice and i had been invited for this by my best pal.
i am a frequent traveler, my work is to terminate people across the globe in a good way by offering them rewards and retirement packages.
this card is suitable for someone who wants luxury travel and who flies frequently

Well as i frequently travel, this card gives me amazing options and features like of example.
purchase protection for 90 days
premium global assist
no foreign transaction fees
membership reward -pay with points
baggage insurance plan
travel accident insurance
airline fee credit
year-end summary
airport lounge access program
the boingo american express
car rental privileges
international airline program

it comes to combining luxury and practicality, no one does it like This Platinum card


#39

Good card

I have used the benefits for this card and it’s worth it because I get back what the card cost every year.

Nothing like staying at the Ritz Carlton or other fine hotel and getting a credit to use for diner and room upgrade which every time Ive gotten Free breakfast as well. Also the insurance when renting a car of $19.95 so you can waive what the car rental place offers. There are many benefits as well as the $200 airline credit which, i used recently. I’m telling you, its about what you can use anything in life for. Typically we don’t like what we cant use or have no use for that is.

If you desire some fun and getting out your norm, try this card, if not, stay simple with your card choice but, you can make the $450 a year work for you if you have the income and the ability to try something you never would as I did. Great card though there are some things I don’t like, I’m 7 out of 10 with the card rating wise(rating the card 1-10)


#40

Express yourself

These cards really are catch 22. They help and hurt. I don’t know what I would have done in certain situations if I didn’t have my credit card. It can truly be a savior. But you can be come depend on the credit. Good card with lower interest rates. Always been a fan of American Express.