Americollect called me and wanted me to verify my name and social, which I refused to do. They had my first name, and a look at my credit report shows they did a soft inquiry. I have no debt, and none showing on my report besides my mortgage and car.
Should I worry? I asked them to mail me info and they said they wouldn’t unless I verified at least the last four of my social and my birthdate.
I’ve frozen my credit because this freaked me out so badly. (I also saw a soft inquiry by SallieMae, and I’ve never had a student loan)
Should I have verified my info with them? Any other steps I should be taking?
Thanks for any advice! I’ve busted butt to build my credit back up after some stupid decisions when I was in my early 20’s.