Credit Card For Those Too Uninterested To Find A Better Card
I like the card enough, but I don’t particularly like the company. I originally signed up for one of their debit cards, and then credit cards, because this was the default bank at the college that I went to. It just made sense for me to open an account with BofA, because their ATMs and kiosks were most readily available on campus. Since then, I have considered switching companies many, many times, because I disagree with a lot of the campaigns they put in place to increase fees and penalties on my account. I very much disagree with the ways in which they try to gauge their customers for money. My only reason for keeping the card with this bank is that my loans and automated payments go through this account. Therefore, it would take a considerable amount of effort to open a card with another bank, and then change all of the automated payments to the new account.
Essentially, I am not a happy customer of this bank, but I do not have the time to switch to a better bank. Besides not having the time, I would risk failing payments if I did not manage the auto-withdrawals properly. Also, I would have no idea which bank to choose instead.