Good for building credit, there are much better cards for rewards
This was my first credit card almost a decade ago, paired with a BofA student checking account. It was great for establishing credit history and allowed me to obtain credit products with better rates and benefits.
Once I did that, I’ve virtually not touched this card for years. There’s no reason to recommend this card if you already have good credit.
The 1-3% rewards rates are meager compared to other cards, even free ones like the Sallie Mae MasterCard, Citi Double Cash, or Discover it.