Minimum reward is ridiculous. Reward is lost if you decide to close your account.
It was good in first 3 months, I got a $100 bonus for using it, but then the interest just start eating my monthly rewards pretty quickly. When I decided to cancel it, my rewards were worth about $18 and I couldn’t get them because their minimum cashout policy is set for $25. So, I basically paid the remaining balance and closed my account and lost $18 in rewards. Guess what, a month later a I got another statement from them that I still have to pay a $1 interest even if my account has been paid out and closed.