Great card for travel rewards, but the website could be better.
The 2% cash back is a great perk, and actually works out to be a little more since you get 10% of your rewards back when used for travel, so it actually comes out to be about 2.22% cash back for travel. The sign-up bonuses available are also great, if you can hit the minimum spending limit.
The website isn’t as easy to use as other credit card websites, and the auto-pay is a little weird since it will still pay the full statement balance even if you make a full payment earlier, which doesn’t happen with other cards. Still, the website is fairly clean and not too hard to navigate, so it’s really not too bad. The ‘travel community’ they have can get you a few extra dollars in rewards if you submit travel stories, but it’s basically just busywork and not really a useful feature to have. If you’ve got a few extra minutes, it’s worth it just for the extra rewards you get.
The card itself looks good and it’s really easy to redeem the points for travel, but if you use the points to get cash back or any non-travel rewards, your points are worth basically half as much, so if you’re not a traveler, this isn’t a great card.