Great Card after bankruptcy
Many years ago, I was a single mother, struggling to support myself and my daughter. Unfortunately, I ended up having to declare bankruptcy. It was embarrassing, and not a good time period of my life. I felt I had no other choice, however, so I went ahead and filed. I had several credit cards at the time, from various companies, and it all essentially got “erased” with the bankruptcy.
After about 2.5 years or so, I was in a slightly better financial situation, and decided to try re-building my credit. First, I combed through my credit report and tried to get it cleaned up as much as possible. It was much more work than one would think! Once my credit report was as cleaned up as possible, I started submitting applications to various credit card companies. Denial after denial started pouring it. It was disheartening. Finally, I received an approval! It was from Capital One. They took a chance on me, despite my bankruptcy which happened not too far in the past. Twelve years later, I have credit cards from several companies, but Capital One will always remain my favorite, and my preferred card.