Capital One, Invested In Rebuilding Your Credit!
I am totally satisfied with the interest, fees, and service of Capitol One. So much so, that I opened a checking account. Let me explain.
A third of Americans have delinquent debt. That means, in Capital One terms, 1 out every three (1/3) people that have a Capital One Credit Card, will spend a lot on credit, then stop paying their card off. (http://www.usatoday.com/story/money/personalfinance/2014/07/29/america-debt-loads/13152651/) Now consider the further risk of extending credit to a population, that proportionately may be 45%-65% (9/20-9 out of 20), will stop paying their card.
I admit, I was one who did not care about his credit score when I was younger, BUT I am striving and succeeding to rebuild my credit, with the risk Capital One is taking on me as a Credit Risk.
That is why many of us applied to Capital One, because we damaged our credit.I can only repay them with their trust in me by making my payments on time, and not complain if I am penalized for a mistake requiring them to further invest their money in me by covering bounced checks and failed payments.
Be diligent with your credit, and Capitol One's Banking Services, Their not just Credit, will let you open Checking, Savings, and even Money Market Accounts. This is especially convenient because all of my financial information is handled in a centralized location that is easy to access securely online.
THANK YOU CAPITAL ONE!