$39 fee after a couple years?
I started rebuilding my credit a couple years ago(3?) and it was a great card to assist with that. Last year I was charged a annual fee which I needed to call and dispute. The gentlemen on the phone said he could waive the charge this ONE time. I tried to point out to him that the terms says there shouldn’t be any annual fee. He dismissed my claim and continued to waive the charge. A few days ago I was charged another annual fee and just got off the phone with the dispute center. The gentlelady that assisted me says that the $39 is part of the agreement, but I am still seeing no annual fee on the terms and conditions. I will be closing this card. I’m upset they are doing this because this is my longest credit card on file. Currently, my main card is Chase Sapphire Reserve with a 10k limit. This card definitely helped me climb up even though I only got a $351 limit on it.