C1 continues to impress
I am a big fan of this card and this company. We also have a Chase card and have had Citi. While Chase is pretty good Capital One is just in another league.
I had a fraud issue. They caught it almost inn real time, I received a new card the next day, they sent, without me asking, a list of auto pay vendors for me to contact. Also suggested that they send an extra card with distinct number to use for auto payments. Since fraud typically comes from swiping the card I carry, if this happens again they just replace that one and I don’t need to contact all of the auto bill merchants.
I had a misunderstanding about a charge and without me asking they gave me a refund.
Redeeming points is a breeze and earning them even easier.
Liked it so much I switched to C1 online bank. That experience was less satisfying so I left. But assuming you pay your balance monthly, and charge enough to justify the annual fee (they have a no annual fee card if you don’t charge a lot) I cannot recommend this highly enough.