The card was good but Chase closed it
I just want to let people of my experience with this card. I’m new the US so only had a credit card for a little over 1 year. I got approved for this card about 7 months ago with a 700 CL. In January they upped it to 2200. I’m a “premier” checking and savings customer with Chase, I hold (soon to be held) and get paid into Chase twice a month so they know all my income details (90k/year). A couple of weeks ago I went to use my card and it didn’t work. I called and they told me they randomly reviewed my account and decided my credit history was too short and was a concern so they closed it. I’d like to add the guy on the phone was very rude and not helpful, much like talking to a robot. I never missed a payment on it never been close to the limit, I hold enough in Chase to pay off the full limit 20 times over if needed, no outstanding debt. I went into a branch to talk to somebody and he called the credit card dept. The guy there was very nice and helpful said he can have it as a second review. A week later I was told they are keeping it closed. Luckily for me not having the card is no big deal. I found it an odd experience and showed that Chase didn’t seem to value me as a customer. While I was using the card it worked fine and the rewards were as good as they get for a cash back but I won’t be using Chase to credit cards again and I’ll be withdrawing my savings account in favor of Discover saving (where I hold another credit card).