Excellent card with no annual fee and great rewards
The Chase Freedom card is an excellent credit card. With no annual fee, you receive 1% rewards for all purchases plus 5% back on certain categories which change every quarter. Many of the categories are very useful such as groceries and gas. Other categories are less useful such as movies and Kohl’s but that really depends on your spending patterns. You need $20 in rewards to receive cash back. If you have a chase bank account, it is a very easy process to transfer your rewards from your credit card to your checking or savings account.
Chase’s web site is very easy to use. You can see all you credit card activity, past statements, and amount owed. There is a mobile app for both smart phones and tablets.
Chase has excellent customer service. They are quick to respond on the phone 24/7. Credit card disputes are handled seriously. One definitely feels that Chase is taking your side. Chase takes fraud very seriously. If there is any indication of fraud, they will waive any fraudulent charges and issue you a new card within days.
The Chase card also comes with “blink” technology which allows one to simply hover the card above the reader instead of swiping. This a quick and neat way to use the card. Finally, the bright blue color, makes the card easy to find in your wallet.
Overall, I would recommend the Chase Freedom card. The reward structure is one of the best among no-free credit cards. Along with an easy to use web site and excellent customer support, this is a great card to have in your wallet.