Great Card for Anyone
I have had nothing but quality experiences with my Chase Freedom card. Chase has a great online banking system, so viewing your current balance, minimum payments, due dates is extremely easy, and paying for your card is just as simple. The few times I’ve had to ask a question about my account, I could send an email and get a response within the same day.
But what I love most are the Points offers. I’ve shopped around a lot for cards, and have always been on the lookout for something better over the past few years, but never found anything better than what Chase offers. Not only did I get an amazing $200 bonus for signing up (and spending $500 in the first three months, which is really easy to do), but they also offer 1% back on ALL purchases, with 5% cash back on bonus categories each quarter. The 1% on all purchases is already better than most cards, and the 5% quarterly bonus is just a great addition. They tell you a year in advance what the quarters will be, and they have great categories like Gas and Grocery stores. Each quarter offers something I’m sure to spend a good deal of money in.
They’ve also been great with advancing my limit. They increased me from $1000 to $2000 after a little over a year. And a while later I felt like I’d like a larger limit, so I sent them a message asking if I could get an increase, or when I could expect one, and I was bumped up to $6000! I’ve had three or four other credit cards in my life, and all of them stopped getting used as soon as I got the Chase Freedom card. Any time someone mentions looking for a card, this is the one I suggest they look into. I am completely satisfied with everything about it, and have made a ton of free money over the years through their rewards programs.