My favorite credit card
I love my Citi Double Cash card. I’ve been using it for a solid 6 months and it’s been great to me. I’ve been using it as my primary card for all purchases and I just rake in the bucks.
The mobile app is great to boot. I can easily make payments and view purchases, plus it works with Apple Pay! Payments post immediately, which is amazing. My BofA card takes a several hours to a day to post payments and make funds available, but not with my Double Cash card. And I love I get a free FICO credit score. It’s great to see where I stand.
There’s lot of great ways to redeem your rewards too. You can get a credit towards your card, buy gift cards, or have it deposited right into your checking account. My little loophole is I deposit it into my checking account and then make a payment on my card, getting an extra 1% on my rewards bucks!
I initially had a lower limit, about 1K, but was recently upped to 1.5K. The Citi Double Cash card is great for everyday smaller purchases- gas, groceries, going out, etc. It’s also great for someone like me who doesn’t want to pay attention to rotating bonuses and just wants to make their credit card work for them.