Easy, secure, good rewards, great way to build credit
I’ve had this card just over a year now and I really liked it. The website and mobile app are easy to use and make it clear whats due when. Discover sends your reminder to pay a week in advance of your due date, and you get 3 late payments. There is free SSN, credit card monitoring and text/email alerts. They also provide you with a credit score (if/once you have one). The card itself has a few cute styles and it has a chip so it can be used abroad. If you’re careful and smart there is no reason this card won’t help you build your credit. The rewards are pretty good too, 5% cash back on categories that rotate quarterly and 1% back on everything else. I “made” like $70 in my first year spending regularly. They will also match that amount your first year. There are also a bunch of places you get a % off or better cash back but I haven’t used any of those yet. Overall this is a crazy good deal, especially for students with limited credit/income and it really helped me build my credit and learn to use a credit card.