Do you REALLY get your security deposit back?
When I applied for the card in December 2016, they required a security deposit. My credit was in the upper 500s at that time. I was rebuilding my credit. This was the only credit card I had after closing out 3 cards before this. I put $300 down. I used it constantly & paid it off every time. Fast forward to Feb 2018. I now have 11 other credit cards (12 in total) and a $4k loan w/ One Main Financial. My highest CL is with Bank of America for $1,800 and I just got it Jan 2018. This Discover card is the ONLY $300 SECURED card that I have! What gives??? Every time I ask them when will my card “graduate,” I get the same response … “the system determines that, we don’t.” So my credit is determined by a computer, and not a company???