Discover the Best with Discover It, for New & Seasoned Credit Card Owners.
I applied for the Discover It card after I graduated from college in an attempt to boost my credit score. At the time, I had lived in various situations in which I lacked sufficient information that was traditionally required to apply: I had no utilities in my name, had moved several times in the past few months (due to some building issues at other arrangements), and was definitely on the lower-end of the employment scale. However, when I was talking to the representative, she was very understanding and eventually set me up with a decent credit limit. The card arrived not two days later. Since then, I have been nothing but pleased with my Discover It card.
Gone are the days where you hear “Sorry, we don’t take Discover.” In fact, I believe I’ve been told that twice in the couple years I’ve owned this card. It’s widely accepted and with the monthly 5% cash back programs, I’ve been able to rack up enough money to fund a road trip down South. On top of that, when I accidentally forgot a payment the Customer Service Rep understood and immediately waived the late fee, avoiding any drop in my credit. The free FICO score has made it much easier to apply to apartments, and now that the cash-back feature has no limit to the amount you can withdraw I officially have nothing I could complain about. For a new credit card owner, this card has made the process simple, understandable, and has greatly quelled any fears I had at ruining my own credit from inexperience. I have already recommended this card to several people, and they are equally satisfied with the Discover company.