I was offered a pre-approved opportunity for a Discover Card. I applied and was given a $6,000 credit limit. I did not use the card immediately as i intended to place payment for a wonderful vacation later this year. I periodically check my credit scores and noticed the discover card credit limit had been reduced to $3000. This change was reported to the major credit agencies and destroyed my almost perfect credit score!! My score dropped by 50 points!!! My credit to debt ratio increased!! I called the Discover customer service department and was told i would have to apply for a credit increase. I WAS DECLINED!! Well, I wonder why??? Could it be because for no reason other than lack of using my Discover card the company decided to drop my limit by 50%??? This shows as a negative report and credit line decrease with credit agencies and is derogatory against my score. I asked to speak with a supervisor and was told that there was nothing i could do but wait and see if sometime in the near future I might qualify for a credit increase. All of this is totally unacceptable to me… I closed the account and will NEVER DO BUSINESS WITH DISCOVER AGAIN!! I have many other cards that I have paid off and do not use, yet these companies do not decrease my credit limit!! So, everyone, please be aware that if you don’t use this card, Discover, will… WITHOUT NOTIFICATION… decrease your credit limit and destroy your credit history.