Budgeting is still such a struggle for me. Last year, I even sat down and put together a comprehensive breakdown of my monthly expenses and plugged everything into a beautiful chart that I could update as I spent throughout the month. I don’t think I looked at it after the first week.
I generally keep an eye on my balances and otherwise don’t like to look at my spending too closely (in other words, I bury my head in the sand ). While this is a habit I should definitely work to break, in the meantime, I like idea of padding my budget with extra income through a side-hustle. I don’t have a car to share, like the Hartzogs did, but I love the dog-sitting idea!
I’m lucky enough to “only” have student loan debt, but I’d really like to pay that off early, so freeing up extra cash to do so is a good incentive for me.