So unfortunately, I have a big expense coming up due to a dental crown and unfortunately, I can’t afford the cost upfront. However, I have my paycheck coming in this Friday and I can put a down payment on my credit card (~150) and pay the rest on Friday. But! This is close to my credit limit (300; I’m building up a new credit account). I’m worried that using this much credit would reflect negatively onto my credit score.
So, is it a good idea to put this cost onto my credit card and pay it off ASAP before my statement is due next month?