I am currently using a professional credit repair company.
I was advised to get two new credit cards, I had 0. I have opened the new cards and the company instructed me to charge less than 20%, even better if less than 10%, each month.
That’s no problem. Then they said to pay the balance but, the way I understood it, it sounds like they want me to leave a small balance, like a couple dollars, unpaid. So I think they are advising me to pay each month but not pay in full.
I need to pay one of the bills. The cell tower near me is down and I can’t currently call them. I am using WiFi right now.
Can anyone tell me if leaving a small balance on a credit card is a technique that is commonly used? And is it beneficial?