Great for establishing credit
I got the card with $300 limit to start establishin my credit. Along with other things I have been doing to improve my credit, I have raised my credit score over 100 points in just 6 months. I make sure I pay the card off pretty much as soon as I use it so the high interest rate doesn’t really affect me. As others ssid, it is is nice there is no hard pull when applying for this credit card, and no bank account required. Highly recommended for establishing credit, if you have the ability to properly handle a crefit card. Please remember simply paying your minimum monthly payment, while a great start, isnt what will help your credit the most. Having unused credit available is the key.