Credit card companies offer plenty of ways to cash in on the rewards you earn The way you choose to use them depends on personal preference, whether they can expire and how important it is that you get the best value.
Do you stockpile your points or miles to save up for a big trip?
Redeem them for statement credits as soon as you earn them?
Spend them on gift cards, merchandise, or cash back?
How do you spend your credit card points or miles?