Poor benefits with this card
I have had my US Airways Premier World MasterCard for approximately 7 years. I originally chose this credit card as my first credit card (while I was a college student) because of its potential benefits to earn airline miles. While I have had no problems with the car, per say, I have been highly dissatisfied with the benefits associated with this card.
Unlike credit cards that my friends and family members have, the US Airways Premier World MasterCard has very specific uses for the points accumulated, and they can only be redeemed for flights on USAir. Unfortunately, the cost of a flight (using frequent flier miles) is so high on USAir, and the flight times are not always convenient, that it has been quite frustrating to find a use for my miles. Furthermore, the ratio of dollars to miles (1:1) does not offer many additional ways to earn miles or any promotional deals (except for new members). It has taken me nearly 7 years (of using my credit card on a regular basis) to earn enough frequent flier miles to pay for the cheapest flight possible.
After talking to my friends and family, and doing my own research online, I probably would have chosen a different credit card for my personal needs. I would prefer to have a credit card that offers incentives such as cash back, or other ways to use my earned miles (such as gift cards, magazine subscriptions, etc.).