After Rewards Period, Not Worth It
Review: Read the fine print people, I didn’t and it was a mistake. They pay out the $200 bonus 1-2 billing cycles, after you spend $1,000 within 3 months, but only after the 3 month promotional period is over. What this means is that if you hit the $1,000 right away your account will sit with $15 in rewards for about 4 months before the $200 clears. This is the only rewards card I have ever had that operates in this manner. For reference I have had the following cards: Chase Sapphire (regular and preferred) Chase Business Ink HSBC Capital One Savor American Express Blue Preferred Chase Marriott Consumer Basically every major rewards card with under $100 in annual fee that also keeps on the good side of the 5/24 rule that Chase and Capital one are using now. Not once have I had one hold onto a reward payout for over 4 months and think it’s normal. I think there are much better cards out there in the $500-$2,000 spend range that are far more valuable. Blue Cash, HSBC, and Capital One to name a few.