Excellent big bank
I don’t know why there are so many negative feedbacks about WF. For my own experience, WF is one of the best big banks I’ve ever used. The $200 signup bonus is very attractive, and the monthly fee is easy to avoid even when I don’t do direct deposit at WF. I also have BofA and Chase checking account, among which BofA has very well-crafted ATMs and mobile apps, but their fees suck, and Chase has good credit cards but their apps and ATMs are so out-dated. WF has overall very good fee rates and good enough mobile apps. Location of WF branches in San Francisco Bay Area is very vast and convenient, and staffs are well trained. I don’t like carrying debit cards so ability of using mobile apps on ATMs is essential to me. WF has been improving their ATMs to meet the mobile needs even tho they still can’t catch BofA in this field, but they are close enough. Another advantage of WF checking account is the early access of funds transferred from other bank. It takes only 0-2 days to arrive, comparing with other banks’ 2-7 days. Will keep using WF as my main bank.