Financial experts and novices will tell you the same thing: credit is complicated!
Credit building basics aren’t part of most schools’ curricula, and the credit bureaus don’t make it easy to understand their scoring systems, so it’s no surprise that we have questions
So don’t be shy - let us know: What have you always wondered about credit, but been afraid to ask?
Or, if you feel like you’re already a bona fide credit master chime in with answers to other folks’ questions, or share something you’d previously wondered about for a long time.
To kick things off, I’ve never been super clear on the difference between freezing your credit and locking it - and I have a freeze on my own credit report
This is a judgment-free zone, so let the learning begin!