I got my first credit card in Jan. 2018 through Amazon for cashback from Amazon purchases. Now I am considering getting a credit card through Paypal to get cashback there and/or through Targyet because of the free shipping and 5% off Target purchases benefits. I know I will use those cards rather than a general use for cashback on takeout or gas which I don’t purchase. I mostly grab deals through Amazon, Paypal and Target. Currently my credit score is above the low end of excellent and just want to do something to keep it improving in the background for when I need it. Would getting one of these credit cards help or hurt because my credit history is young?
I’m probably over thinking it but thought I would I ask. One thing to note is I am super on top of paying things off on time so I am not worried about the interest rates.