Clearpoint has been providing consumers with budget, debt, and housing advice since 1964. Clearpoint’s certified credit counselors help consumers identify the causes of their individual financial problems and make a plan to address them. Services are available nationally by calling 877-675-3012, online at and via face-to-face counseling at our branch locations. Since the recession, we have helped over 2 million households repay over $1 billion in debt.

With a mission to promote consumer health through financial education, Clearpoint also offers a range of tools, calculators, quizzes, e-books and videos at, as well as a full suite of interactive online modules at As an education-focused agency, Clearpoint makes the financial well-being of clients a top priority. Clearpoint’s counseling model is based on teaching consumers how to manage their money better and offering solutions to individual problems. Clearpoint works toward the highest standards of excellence in credit counseling. Certified financial counselors and educators help consumers identify and resolve their financial concerns through budgeting, an understanding of credit, learning how to set financial goals, prioritizing debt repayments and making the most effective financial choices. Clearpoint offers workshops on these topics and has strategic partnerships with area banks, credit unions and businesses to help assure that consumers’ personal finance education needs are met. 

Clearpoint is an A+ rated accredited nonprofit with the Better Business Bureau (BBB) and is accredited by the Council on Accreditation (COA). The average counselor’s tenure at Clearpoint is nine years.