Credit Cards

What are credit cards? How do they work? How do you decide among cash back, travel points and other options — and then maximize the value you get from your card? Browse our card picks, read our reviews and learn more about rewards, points, interest rates and how to apply — all on NerdWallet.

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Credit Card Annual Fees Explained

Are credit card annual fees worth it? In this video, NerdWallet Credit Card expert Sally French breaks down why it often makes sense to pay an annual fee for a credit card, and when it may not.

Read our reviews

BankAmericard Review: A Great Breather From Credit Card Interest


NerdWallet rating 
You won't get ongoing rewards or perks, but it's a terrific option for paying down debt or financing a large purchase.

Capital One Venture Review: Easy Earnings, Effortless Redemptions


NerdWallet rating 
Earn 2 miles per dollar spent on everything. Redeem miles (at 1 cent apiece) for credit on your statement against any travel purchase, with none of the restrictions of airline cards.

Wells Fargo Reflect® Card Review: An Extended Break From Interest


NerdWallet rating 
The card offers a competitive 0% intro APR promotion on balance transfers and purchases.

American Express Blue Cash Preferred Review: Perhaps the Ultimate Family Card


NerdWallet rating 
You'll earn 6% back at U.S. supermarkets on up to $6,000 a year in spending, plus 6% back on select U.S. streaming services and 3% back at U.S. gas stations and eligible transit. Terms apply. The catch? A sizable annual fee.

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