Protect

NerdWallet Protect

One plan for everyone you care about.

Bring your partner, kids, and parents under one protection plan: identity, finances, scam checks, and coverage if something goes wrong.

Cross account intelligence.Deepfake & scam detection.Coverage if losses occur.

Cover your circle

Sign up for early access.We'll notify you the moment NerdWallet Protect is ready.

The Rivera householdAll clear

This week

412

checks across your household

Nothing out of place.

AndrePartnerActive

7 accounts · 84 passwords
SSN monitored
3 accounts shared with you

Dad

$2,400 transfer flagged on *0998

Last Friday, 2:14 PM · Confirmed with note: “HVAC deposit.”

Talk about the new TikTok account

If Camila set it up herself, that’s fine. Good moment to check her privacy settings together. Look at location sharing and what’s in her bio.

Conversation starters

Up to $1m identity theft and $250k cyber coverage.Read-only access, 256-bit industry-leading encryption.Real concierge-guided recovery, not chatbots.

Inside NerdWallet Protect

Protection that works across your whole digital life.

One plan covers your whole household

Add partners, parents, and kids to the same plan. Everyone gets the same identity monitoring, scam checks, and coverage. You see the whole household, each person manages their own.

Know the moment something looks off

Unusual activity on anyone's accounts, an identity exposure on a parent, a phishing text to a teen: it surfaces here, with one clear next step.

Right-sized advice for each person

Each person on your plan gets safety actions sized to their real accounts: passwords to rotate, data brokers to remove, settings to tighten. Plain language, never piled up.

Built around your circle

Protection shaped to each relationship.

Get a heads-up if something unusual happens on their accounts. You see the alerts; they keep their independence.

For a partner

Shared bills, joint accounts, devices in common. Both of you see what's flagged; either of you can resolve it.

For a parent you help

Tech-support pop-ups, fake delivery texts, Medicare and IRS calls. We watch for them on parent accounts and flag the moment one lands.

For a kid

Light-touch monitoring on the accounts you set up for them. They learn safe habits with you in the loop, not over their shoulder.

How it works

Set it up in minutes.

~ 5 min

Add your household.

Partner, parents, kids. Anyone you cover.

Any device

Install where each person needs it.

Browser extension, desktop dashboard, mobile app. Each member can choose.

Always on

We watch the whole family.

Cross-account monitoring for every member, with real people on call.

That's it. You're covered.

Why trust NerdWallet Protect

From the Nerds at NerdWallet.

The promise

For over a decade, NerdWallet has been the consumer's advocate in personal finance.

NerdWallet Protect is our next move: protecting the financial life we've spent years helping you build.

10M+

financial decisions made with NerdWallet

15+

years of trusted financial guidance

Identity and cyber coverage

Identity theft reimbursement and cyber event coverage in one place. Most protection products only cover one.

Built for households

Designed to protect everyone under your roof: partners, parents, kids, anyone you cover. One plan, one place to manage it, with financial coverage backing every member.

Built to be safe to use

256-bit encryption, read-only account access, SOC 2 Type II in progress. Disconnect any account, any time.

Every feature

At a glance.

Built to work together. Always on.

Where you browse.

ChromeFirefoxEdge

Checkout Assist
Flags spoofed sites and risky merchants in your browser before you pay, and recommends a safer payment path when something looks off.
Merchant-Locked Virtual Cards
Issue a single-merchant card to limit exposure on any purchase, with auto-expiring cards for free trials so renewals can't surprise you.
Rewards Optimization
Picks the best card for each merchant at checkout, and shows where you're leaving rewards on the table across all your cards.

When you're settled in.

MacWindows

Cross-Account Monitoring
One watch layer across every bank, card, and brokerage you connect, alerting on unusual logins, transfers, and charges.
Exposure Scan and Dark Web Monitoring
Finds where your data is already exposed online and keeps watching for new appearances in breaches and dark web sources.
Data Broker Removal
Continuously pulls your personal info off data broker sites and keeps it off.

On the go.

iOSAndroid

Verify Anything
Paste or share a message, call, image, or video and get a deepfake, scam, or impersonation verdict in seconds.
Family Reports and Activity Alerts
Household visibility and real-time alerts for everyone on the plan, with a weekly digest of what changed.

FAQ

Common questions.

Is this live yet?

Currently taking sign-ups for early access. We're inviting users in small cohorts so we can iterate on what works before opening it up to everyone. You'll get an email when it's your turn.

How do you access my accounts?

NerdWallet Protect connects through the same secure providers that power major budgeting and rewards apps. Connections are strictly read-only, so we can spot unusual activity but can't move money or change settings. You can disconnect any account, any time.

What does the coverage include?

Up to $1m for identity theft and $250k for cyber events. Coverage can include legal fees, lost wages, and document replacement during recovery, plus identity restoration support from real people who handle the calls and paperwork with you.

Is this connected to NerdWallet's existing product?

Yes. NerdWallet Protect is built by the same team that's helped 10M+ Americans make smarter financial decisions for over a decade. If you already have a NerdWallet account, you'll be able to sign in with it when Protect opens to your cohort.