2019 Best-Of Banks

We believe you deserve the best. That's why we spent countless hours researching and comparing to bring you this year’s best banks, some of which are from our partners. We considered fees, annual percentage yields, branch and ATM availability, digital experience and more.

BANKING
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Best Banks

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Discover Bank Read full review >

Alliant Credit Union Read full review >

BANKING

Best Banks for Savings

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Marcus by Goldman Sachs Read full review >

Discover Bank Read full review >

Alliant Credit Union Read full review >

BANKING

Best Banks for Checking

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Capital One 360 Read full review >

Aspiration Summit Account Read full review >

Charles Schwab Bank Read full review >

Fidelity® Cash Management Account Read full review >

Alliant Credit Union Read full review >

Want more Best-Of winners?

Check out our full list of awards, including credit cards, personal loans, mortgages and more.

Frequently asked questions

Great question. NerdWallet's ratings formulas for banks and credit unions take into account checking, savings, certificates of deposit or credit union share certificates, customer experience and overdraft fees. Factors we consider, depending on the category, include rates and fees, ATM and branch access, account features and limits, user-facing technology, customer service and innovation.

NerdWallet’s awards are given annually to the best of the best. Our other lists of top products throughout the year may be longer than the lists of award winners, offer additional consumer choices and get updated as products change, products are discontinued and new products emerge.

NerdWallet's award winners are chosen through a rigorous evaluation process involving roughly three dozen writers and editors. For each financial product, we assess the features that we believe are most important to consumers.

Writers and editors use comprehensive scoring formulas that assess each financial product’s key features, weighting them according to their importance to consumers.

Nope. Editorial team members are solely responsible for creating all product reviews and ratings, and these assessments reflect their opinions alone. Only products that meet the editorial team’s standards appear in our Best-Of lists, meaning no company can “buy” an award.