2019 Best-Of Credit Cards

We believe you deserve the best. So, we’ve spent countless hours researching and comparing to bring you this year’s best credit cards, many of which are our partners. We considered the type of card (cash back, travel or balance transfer) and the card's rates, fees, rewards and more.

CREDIT CARDS
nw best of awards badge

10 Best Credit Cards

compare winners
Best Flat Rate Travel Card

Barclaycard Arrival Plus Get card details >

Best Bonus Rewards Travel Card

Chase Sapphire Preferred® Card

Get card details >

Best No-Fee Travel Card

Wells Fargo Propel American Express® Card

Get card details >

Best Flat Rate Cash-Back Card

Citi® Double Cash Card – 18 month BT offer

Get card details >

Best Bonus Cash Back Card

Discover it® Cash Back

Get card details >

Best Balance Transfer Card

Amex EveryDay® Get card details >

Best 0% Intro APR Card

U.S. Bank Visa® Platinum Card

Get card details >

Best Premium Card

Chase Sapphire Reserve®

Get card details >

Best Card for Fair Credit

Capital One® QuicksilverOne® Cash Rewards Credit Card

Get card details >

Best Card for Building Credit

Discover it® Secured

Get card details >

CREDIT CARDS

Best Specialty Credit Cards

compare winners
Best Small Business Cash-Back Card

Capital One® Spark® Cash for Business

Get card details >

Best Small Business Travel Card

The Business Platinum® Card from American Express

Get card details >

Best Student Card

Deserve® Edu Mastercard for Students

Get card details >

Best Airline Card

Alaska Airlines Visa Signature® credit card

Get card details >

Best Hotel Card

Marriott Bonvoy Boundless™ Credit Card

Get card details >

Best Store Card

Amazon Prime Rewards Visa Signature Card

Get card details >

Best Gas Card

Wells Fargo Propel American Express® Card

Get card details >

Best Family Card

Blue Cash Preferred® Card from American Express

Get card details >

Best Dining and Entertainment Card

Capital One® SavorOne℠ Cash Rewards Credit Card

Get card details >

Want more Best-Of winners?

Check out our full list of awards, including banks, personal loans, mortgages and more.

Frequently asked questions

Great question. NerdWallet's ratings formulas for credit cards take into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.

NerdWallet’s awards are given annually to the best of the best. Our other lists of top products throughout the year may be longer than the lists of award winners, offer additional consumer choices and get updated as products change, products are discontinued and new products emerge.

NerdWallet's award winners are chosen through a rigorous evaluation process involving roughly three dozen writers and editors. For each financial product, we assess the features that we believe are most important to consumers.

Writers and editors use comprehensive scoring formulas that assess each financial product’s key features, weighting them according to their importance to consumers.

Nope. Editorial team members are solely responsible for creating all product reviews and ratings, and these assessments reflect their opinions alone. Only products that meet the editorial team’s standards appear in our Best-Of lists, meaning no company can “buy” an award.