2019 Best-Of Personal Loans

We believe you deserve the best. That's why we spent countless hours researching and comparing to bring you this year’s best personal loans, many of which are from our partners. We considered consumer-friendly factors like impact to credit score, rates and fees, customer experience and more.

PERSONAL LOANS
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Best Personal Loans

Best Personal Loans for Good Credit

Laurel Road Read full review >

LightStream Read full review >

Marcus by Goldman Sachs Read full review >

Best Personal Loans for Bad Credit

Best Personal Loans for Debt Consolidation

Laurel Road Read full review >

Marcus by Goldman Sachs Read full review >

Best Personal Loans for Home Improvement

LightStream Read full review >

Marcus by Goldman Sachs Read full review >

Want more Best-Of winners?

Check out our full list of awards, including credit cards, investing, mortgages and more.

Frequently asked questions

Great question. NerdWallet's ratings formulas for personal loan companies takes into account factors we consider to be consumer-friendly, including impact to credit score, rates and fees, customer experience and responsible lending practices.

NerdWallet’s awards are given annually to the best of the best. Our other lists of top products throughout the year may be longer than the lists of award winners, offer additional consumer choices and get updated as products change, products are discontinued and new products emerge.

NerdWallet's award winners are chosen through a rigorous evaluation process involving roughly three dozen writers and editors. For each financial product, we assess the features that we believe are most important to consumers.

Writers and editors use comprehensive scoring formulas that assess each financial product’s key features, weighting them according to their importance to consumers.

Nope. Editorial team members are solely responsible for creating all product reviews and ratings, and these assessments reflect their opinions alone. Only products that meet the editorial team’s standards appear in our Best-Of lists, meaning no company can “buy” an award.