2019 Best-Of Personal Loans
We believe you deserve the best. That's why we spent countless hours researching and comparing to bring you this year’s best personal loans, many of which are from our partners. We considered consumer-friendly factors like impact to credit score, rates and fees, customer experience and more.
Best Personal Loans
Best Personal Loans for Good Credit
Best Personal Loans for Bad Credit
Avant Read full review >
OneMain Read full review >
Upgrade Read full review >
Upstart Read full review >
Best Personal Loans for Debt Consolidation
Discover Read full review >
Payoff Read full review >
Best Personal Loans for Home Improvement
Earnest Read full review >
Frequently asked questions
Great question. NerdWallet's ratings formulas for personal loan companies takes into account factors we consider to be consumer-friendly, including impact to credit score, rates and fees, customer experience and responsible lending practices.
NerdWallet’s awards are given annually to the best of the best. Our other lists of top products throughout the year may be longer than the lists of award winners, offer additional consumer choices and get updated as products change, products are discontinued and new products emerge.
NerdWallet's award winners are chosen through a rigorous evaluation process involving roughly three dozen writers and editors. For each financial product, we assess the features that we believe are most important to consumers.
Writers and editors use comprehensive scoring formulas that assess each financial product’s key features, weighting them according to their importance to consumers.
Nope. Editorial team members are solely responsible for creating all product reviews and ratings, and these assessments reflect their opinions alone. Only products that meet the editorial team’s standards appear in our Best-Of lists, meaning no company can “buy” an award.