Best-of-the-Best Banks of 2019

Our Nerds spent countless hours reviewing and comparing checking, savings and CD accounts — many of them are our partners — before selecting the winners. The factors they considered, include rates and fees, ATM and branch access, account features, customer service, innovation and more.

BankAPYMonthly FeeDetails
Discover Bank Online Savings's logo

at Discover Bank,

Member, FDIC


With $0 minimum balance



  • Access to ATMs
  • Mobile app and checking account available
  • Customer service available 7 days/week
  • $150-200 sign-up bonus available
  • No monthly fees


  • Limited access to physical branches
Alliant Credit Union High-Rate Savings's logo

at Alliant Credit Union,

Federally insured by the NCUA


With $100 minimum balance



  • Provides more than 80,000 free ATMs
  • Broad membership requirements, which is rare for a credit union
  • Allows account holders to open as many as 19 supplemental accounts
  • No monthly fees


  • No limit on number of daily overdraft charges
  • Limited branch network

Want more Best-Of winners?

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