Best-of-the-Best Banks of 2019

Our Nerds spent countless hours reviewing and comparing checking, savings and CD accounts — many of them are our partners — before selecting the winners. The factors they considered, include rates and fees, ATM and branch access, account features, customer service, innovation and more.

BankAPYMonthly FeeDetails
Discover Bank Online Savings's logo
NerdWallet rating 

at Discover Bank, Member FDIC


With $0 minimum balance



  • Access to over 60k ATMs
  • Mobile app and checking account available
  • Customer service available 24/7
  • No monthly fees


  • Limited access to physical branches

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