Standout CD rates

CDs are an excellent way to earn money for doing virtually nothing. They often pay more in interest than your average savings account — sometimes as much as 40 times more. And thankfully, it only takes minutes to find the best one for you. Check out the offers, some of which are from our partners, and start earning more interest today.

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CD rates hinge on a few basic inputs, so be sure to enter your info below.

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NerdWallet Rating

Bank	Terms	APY	CTA
NerdWallet rating View Details	1 year $500 minimum balance	APY 2.50%	Learn more At Goldman Sachs Bank USA, Member, FDIC

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NerdWallet rating View Details	1 year $2500 minimum balance	APY 2.40%	Learn more At Discover, Member, FDIC

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NerdWallet rating View Details	1 year $1 minimum balance	APY 2.30%	Learn more At Capital One, Member, FDIC

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How we rate banks and credit unions

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Why online banks dominate the list

The most important factor for virtually every CD-shopper is the APY. And, as it happens, online banks are the ones offering highly-competitive APYs and rock-bottom maintenance fees.

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