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Standout CD rates
CDs are an excellent way to earn money for doing virtually nothing. They often pay more in interest than your average savings account — sometimes as much as 40 times more. And thankfully, it only takes minutes to find the best one for you. Check out the offers, some of which are from our partners, and start earning more interest today.
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NerdWallet Rating
Bank | Terms | APY | CTA |
|---|---|---|---|
 NerdWallet rating | 1 year $1 minimum balance | APY 2.30% | At Capital One, Member, FDIC |
View Details | |||
 NerdWallet rating | 1 year $500 minimum balance | APY 2.25% | At Goldman Sachs Bank USA, Member, FDIC |
View Details | |||
How we rate banks and credit unions
View all CDsWhy online banks dominate the list
The most important factor for virtually every CD-shopper is the APY. And, as it happens, online banks are the ones offering highly-competitive APYs and rock-bottom maintenance fees.
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