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Summary of Standout Credit Cards in 2020

Compare these offers from our partners, to find the one for you.
  • Discover it® Cash Back - Great for: Bonus Categories and First Year Cashback Match
  • Discover it® 18 Month Balance Transfer - Great for: Balance Transfers and Bonus Categories
  • Discover It Miles - Great for: Flat-Rate Travel Rewards with Miles Match
  • Blue Cash Preferred® Card From American Express - Great for: Everyday Spending
  • Chase Sapphire Preferred® Card - Great for: Airline Miles and a Large Bonus
  • Citi Simplicity® Card - Great for: Longest 0% APR Period
  • Wells Fargo Propel American Express® Card - Great for: Travel rewards with no annual fee
  • Citi® Diamond Preferred® Card - Great for: Long 0% interest periods for balance transfers
  • Capital One® Quicksilver® Cash Rewards Credit Card - Great for: Cash Back with No Foreign Fee
  • [object Object] card art

    on Discover's website, or call (800) 347-0264

    Great for: Bonus Categories and First Year Cashback Match

    Securely with Discover

    • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
    • Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate.
    • Plus, earn unlimited 1% cash back on all other purchases - automatically.
    • Redeem cash back any amount, any time. Rewards never expire.
    • Use your rewards at Amazon.com checkout.
    • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
    • No annual fee.
    • View Rates and Fees
    See card details

    • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
    • Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate.
    See card details

    Annual Fee

    $0

    Intro APR

    0% on Purchases and Balance Transfers for 14 months

    Ongoing APR

    13.49% - 24.49% Variable APR

    Bonus Value

    Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.

    Recommended Credit Score

    690 - 850

    Good - Excellent

    VIEW RATES AND FEES

    [object Object] card art

    on Discover's website, or call (800) 347-0264

    Great for: Balance Transfers and Bonus Categories

    Securely with Discover

    • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
    • Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
    • Redeem cash back any amount, any time. Rewards never expire.
    • 100% U.S. based customer service.
    • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
    • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
    • No annual fee.
    • View Rates and Fees
    See card details

    • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
    • Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
    See card details

    Annual Fee

    $0

    Balance Transfer Fee

    3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

    Intro APR

    0% on Purchases for 6 months and 0% on Balance Transfers for 18 months

    Ongoing APR

    13.49% - 24.49% Variable APR

    Recommended Credit Score

    690 - 850

    Good - Excellent

    VIEW RATES AND FEES

    [object Object] card art

    on Discover's website, or call (800) 347-0264

    Great for: Flat-Rate Travel Rewards with Miles Match

    Securely with Discover

    • UNLIMITED BONUS: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.
    • Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.
    • No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
    • Miles Pay You Back. Easily redeem Miles as a statement credit for travel purchases. Or get cash.
    • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
    • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
    • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
    • View Rates and Fees
    See card details

    • UNLIMITED BONUS: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.
    • Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.
    See card details

    Annual Fee

    $0

    Bonus Value

    Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.

    Rewards Details

    Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.

    Recommended Credit Score

    690 - 850

    Good - Excellent

    VIEW RATES AND FEES

    [object Object] card art

    on American Express's website

    Great for: Everyday Spending

    Securely with American Express

    • Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
    • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
    • 6% Cash Back on select U.S. streaming subscriptions.
    • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases.
    • Don't wait for your Card in the mail. Start earning cash back before your card even arrives, if eligible for Instant Card Number.
    • Low intro APR: 0% for 12 months on purchases and balance transfers from the date of account opening, then a variable rate, currently 12.99% to 23.99%
    • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
    • $95 annual fee.
    • Terms Apply.
    • View Rates and Fees
    See card details

    • Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
    • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
    See card details

    Annual Fee

    $95

    Bonus Value

    $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.

    Rewards Details

    6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more. 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases. Terms and limitations apply.

    Recommended Credit Score

    690 - 850

    Good - Excellent

    VIEW RATES AND FEES

    [object Object] card art

    on Chase's website

    Great for: Airline Miles and a Large Bonus

    Securely with Chase

    • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
    • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
    • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
    • Earn 5X points on Lyft rides through March 2022. That's 3X points in addition to the 2X points you already earn on travel.
    See card details

    • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
    • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
    See card details

    Annual Fee

    $95

    Bonus Value

    Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®

    Bonus Value

    Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®

    Recommended Credit Score

    690 - 850

    Good - Excellent

    [object Object] card art

    on Citibank's application

    Great for: Longest 0% APR Period

    Securely with Citibank

    • No Late Fees, No Penalty Rate, No Annual Fee… Ever.
    • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 14.74% - 24.74%, based on your creditworthiness.
    • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 14.74% - 24.74%, based on your creditworthiness.
    • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
    • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
    • The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
    • Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges.
    See card details

    • No Late Fees, No Penalty Rate, No Annual Fee… Ever.
    • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 14.74% - 24.74%, based on your creditworthiness.
    See card details

    Annual Fee

    $0

    Intro APR

    0% on Purchases for 12 months and 0% on Balance Transfers for 21 months

    Ongoing APR

    14.74% - 24.74% Variable APR

    Recommended Credit Score

    690 - 850

    Good - Excellent

    [object Object] card art

    on Wells Fargo's website

    Great for: Travel rewards with no annual fee

    Securely with Wells Fargo

    • Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value
    • $0 annual fee and no foreign currency conversion fee
    • Earn 3X points on eating out and ordering in
    • Earn 3X points on travel including flights, hotels, homestays and car rentals
    • Earn 3X points on gas stations, rideshares and transit
    • Earn 3X points on popular streaming services
    • Earn 1X points on other purchases
    • Select "Apply Now" to learn more about the product features, terms and conditions
    • View Rates and Fees
    See card details

    • Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value
    • $0 annual fee and no foreign currency conversion fee
    See card details

    Annual Fee

    $0

    Bonus Value

    Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value

    Rewards Details

    Earn 3X points on eating out and ordering in; Earn 3X points on travel including flights, hotels, homestays and car rentals; Earn 3X points on gas stations, rideshares and transit; Earn 3X points on popular streaming services; Earn 1X points on other purchases

    Recommended Credit Score

    690 - 850

    Good - Excellent

    VIEW RATES AND FEES

    [object Object] card art

    on Citibank's application

    Great for: Long 0% interest periods for balance transfers

    Securely with Citibank

    • 0% Intro APR on balance transfers for 21 months from date of first transfer. After that, the variable APR will be 13.74% – 23.74%, based on your creditworthiness. All transfers must be completed in first 4 months.
    • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 13.74% – 23.74%, based on your creditworthiness.
    • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full.
    • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
    • Get free access to your FICO® score online.
    • With Citi Entertainment℠; get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
    • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
    • The standard variable APR for Citi Flex Plan is 13.74% - 23.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
    See card details

    • 0% Intro APR on balance transfers for 21 months from date of first transfer. After that, the variable APR will be 13.74% – 23.74%, based on your creditworthiness. All transfers must be completed in first 4 months.
    • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 13.74% – 23.74%, based on your creditworthiness.
    See card details

    Annual Fee

    $0

    Balance Transfer Fee

    5% of each balance transfer; $5 minimum.

    Intro APR

    0% on Purchases for 12 months and 0% on Balance Transfers for 21 months

    Ongoing APR

    13.74% - 23.74% Variable APR

    Recommended Credit Score

    690 - 850

    Good - Excellent

    [object Object] card art

    on Capital One's website

    Great for: Cash Back with No Foreign Fee

    Securely with Capital One

    • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
    • Earn unlimited 1.5% cash back on every purchase, every day
    • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
    • 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that
    • 0% intro APR on balance transfers for 15 months; 15.49%-25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
    • Pay no annual fee or foreign transaction fees
    See card details

    • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
    • Earn unlimited 1.5% cash back on every purchase, every day
    See card details

    Annual Fee

    $0

    Bonus Value

    One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening

    Rewards Details

    Earn unlimited 1.5% cash back on every purchase, every day

    Recommended Credit Score

    690 - 850

    Good - Excellent

    Summary of Standout Credit Cards in 2020

    Compare these offers from our partners, to find the one for you.
  • Discover it® Cash Back - Great for: Bonus Categories and First Year Cashback Match
  • Discover it® 18 Month Balance Transfer - Great for: Balance Transfers and Bonus Categories
  • Discover It Miles - Great for: Flat-Rate Travel Rewards with Miles Match
  • Blue Cash Preferred® Card From American Express - Great for: Everyday Spending
  • Chase Sapphire Preferred® Card - Great for: Airline Miles and a Large Bonus
  • Citi Simplicity® Card - Great for: Longest 0% APR Period
  • Wells Fargo Propel American Express® Card - Great for: Travel rewards with no annual fee
  • Citi® Diamond Preferred® Card - Great for: Long 0% interest periods for balance transfers
  • Capital One® Quicksilver® Cash Rewards Credit Card - Great for: Cash Back with No Foreign Fee
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