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Summary of Standout Credit Cards in 2020

Compare these offers from our partners, to find the one for you.

  • Discover it® Cash Back - Great for: Bonus Categories and First Year Cashback Match
  • Discover it® Balance Transfer - Great for: Balance Transfers and Bonus Categories
  • Capital One® SavorOne® Cash Rewards Credit Card - Great for: Dining and entertainment rewards with no annual fee
  • Capital One® Venture® Rewards Credit Card - Great for: Easy Flat Rate Travel Rewards
  • BankAmericard® Credit Card - Great for: Cost-Effective Balance Transfer
  • Blue Cash Preferred® Card from American Express - Great for: Everyday Spending
  • Citi Simplicity® Card - No Late Fees Ever - Great for: Longest 0% APR Period
  • Chase Freedom Unlimited® - Great for: Cash-Back Pairing with Chase Sapphire Preferred®
  • Chase Sapphire Preferred® Card - Great for: Airline Miles and a Large Bonus
  • Capital One® Quicksilver® Cash Rewards Credit Card - Great for: Longest 0% APR Period
  • [object Object] card art

    on Discover's website, or call (800) 347-0264

    Great for: Bonus Categories and First Year Cashback Match

    Securely with Discover

    • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
    • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
    • Plus, earn unlimited 1% cash back on all other purchases - automatically.
    • Redeem cash back any amount, any time. Rewards never expire.
    • Use your rewards at Amazon.com checkout.
    • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
    • No annual fee.
    • View Rates and Fees
    See card details

    • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
    • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
    See card details

    Annual Fee

    $0

    Intro APR

    0% on Purchases and Balance Transfers for 14 months

    Ongoing APR

    13.49% - 24.49% Variable APR

    Bonus Value

    Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.

    Recommended Credit Score

    690 - 850

    Good - Excellent

    VIEW RATES AND FEES

    [object Object] card art

    on Discover's website, or call (800) 347-0264

    Great for: Balance Transfers and Bonus Categories

    Securely with Discover

    • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
    • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
    • Redeem cash back any amount, any time. Rewards never expire.
    • 100% U.S. based customer service.
    • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
    • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
    • No annual fee.
    • View Rates and Fees
    See card details

    • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
    • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
    See card details

    Annual Fee

    $0

    Balance Transfer Fee

    3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

    Rewards Details

    Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.

    Recommended Credit Score

    690 - 850

    Good - Excellent

    VIEW RATES AND FEES

    [object Object] card art

    on Capital One's website

    Great for: Dining and entertainment rewards with no annual fee

    Securely with Capital One

    • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
    • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
    • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
    • 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
    • 0% intro APR on balance transfers for 15 months; 15.49% - 25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
    • No foreign transaction fee
    • No annual fee
    See card details

    • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
    • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
    See card details

    Annual Fee

    $0

    Bonus Value

    Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening

    Rewards Details

    Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases

    Recommended Credit Score

    690 - 850

    Good - Excellent

    [object Object] card art

    on Capital One's website

    Great for: Easy Flat Rate Travel Rewards

    Securely with Capital One

    • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
    • Earn 2X miles on every purchase, every day.
    • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
    • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
    • Miles won't expire for the life of the account and there's no limit to how many you can earn
    • Named ‘The Best Travel Card' by CNBC, 2018
    • No foreign transaction fees
    • $0 intro annual fee for the first year; $95 after that
    See card details

    • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
    • Earn 2X miles on every purchase, every day.
    See card details

    Annual Fee

    $0 intro for the first year, then $95

    Bonus Value

    Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel

    Rewards Details

    Earn 2X miles on every purchase, every day

    Recommended Credit Score

    690 - 850

    Good - Excellent

    [object Object] card art

    on Bank of America's website, or call (800) 322-7707

    Great for: Cost-Effective Balance Transfer

    Securely with Bank of America

    • 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.49% - 24.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
    • No annual fee
    • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
    • Access your FICO® Score for free within Online Banking or your Mobile Banking app
    See card details

    • 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.49% - 24.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
    • No annual fee
    See card details

    Annual Fee

    $0

    Intro APR

    0% on Purchases for 18 billing cycles and 0% on Balance Transfers for 18 billing cycles for balance transfers made in the first 60 days

    Ongoing APR

    14.49% - 24.49% Variable APR

    Balance Transfer Fee

    Either $10 or 3% of the amount of each transaction, whichever is greater.

    Recommended Credit Score

    690 - 850

    Good - Excellent

    [object Object] card art

    on American Express's website

    Great for: Everyday Spending

    Securely with American Express

    • Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
    • NEW 6% Cash Back on select U.S. streaming subscriptions.
    • NEW 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
    • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.
    • Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
    • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%
    • $95 annual fee.
    • Terms Apply.
    • View Rates and Fees
    See card details

    • Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
    • NEW 6% Cash Back on select U.S. streaming subscriptions.
    See card details

    Annual Fee

    $95

    Intro APR

    0% intro APR on Purchases and Balance Transfers for 12 months

    Ongoing APR

    14.49% - 25.49% Variable APR

    Bonus Value

    $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.

    Recommended Credit Score

    690 - 850

    Good - Excellent

    VIEW RATES AND FEES

    [object Object] card art

    on Citibank's application

    Great for: Longest 0% APR Period

    Securely with Citibank

    • No Late Fees, No Penalty Rate, and No Annual Fee... Ever
    • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
    • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
    • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
    • The standard variable APR for Citi Flex Plan is 16.24% - 26.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
    • Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges.
    See card details

    • No Late Fees, No Penalty Rate, and No Annual Fee... Ever
    • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
    See card details

    Annual Fee

    $0

    Intro APR

    0% on Purchases for 12 months and 0% on Balance Transfers for 21 months

    Ongoing APR

    16.24% - 26.24% Variable APR

    Balance Transfer Fee

    5% of each balance transfer; $5 minimum.

    Recommended Credit Score

    690 - 850

    Good - Excellent

    [object Object] card art

    on Chase's website

    Great for: Cash-Back Pairing with Chase Sapphire Preferred®

    Securely with Chase

    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
    • Earn unlimited 1.5% cash back on all purchases.
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49 - 25.24%.
    • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5
    • No annual fee
    • No minimum to redeem for cash back
    • Cash Back rewards do not expire as long as your account is open
    See card details

    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
    • Earn unlimited 1.5% cash back on all purchases.
    See card details

    Annual Fee

    $0

    Intro APR

    0% on Purchases and Balance Transfers for 15 months

    Ongoing APR

    16.49% - 25.24% Variable APR

    Bonus Value

    Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.

    Recommended Credit Score

    690 - 850

    Good - Excellent

    [object Object] card art

    on Chase's website

    Great for: Airline Miles and a Large Bonus

    Securely with Chase

    • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
    • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
    • No delivery fees for a minimum of one year on qualifying food purchases with a DashPass subscription from DoorDash -over a $100 value. Activate with your Chase Sapphire card by December 31, 2021.
    • Earn 5X points on Lyft rides through March 2022. That's 3X points in addition to the 2X points you already earn on travel.
    See card details

    • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
    • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
    See card details

    Bonus Value

    Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®

    Rewards Details

    Earn 5X points on Lyft rides through March 2022, 2X points on travel and dining at restaurants, & 1 point per dollar spent on all other purchases worldwide

    Recommended Credit Score

    690 - 850

    Good - Excellent

    [object Object] card art

    on Capital One's website

    Great for: Cash Back with No Foreign Fee

    Securely with Capital One

    • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
    • Earn unlimited 1.5% cash back on every purchase, every day
    • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
    • 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that
    • 0% intro APR on balance transfers for 15 months; 15.49%-25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
    • Pay no annual fee or foreign transaction fees
    See card details

    • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
    • Earn unlimited 1.5% cash back on every purchase, every day
    See card details

    Annual Fee

    $0

    Bonus Value

    One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening

    Rewards Details

    Earn unlimited 1.5% cash back on every purchase, every day

    Recommended Credit Score

    690 - 850

    Good - Excellent

    Summary of Standout Credit Cards in 2020

    Compare these offers from our partners, to find the one for you.

  • Discover it® Cash Back - Great for: Bonus Categories and First Year Cashback Match
  • Discover it® Balance Transfer - Great for: Balance Transfers and Bonus Categories
  • Capital One® SavorOne® Cash Rewards Credit Card - Great for: Dining and entertainment rewards with no annual fee
  • Capital One® Venture® Rewards Credit Card - Great for: Easy Flat Rate Travel Rewards
  • BankAmericard® Credit Card - Great for: Cost-Effective Balance Transfer
  • Blue Cash Preferred® Card from American Express - Great for: Everyday Spending
  • Citi Simplicity® Card - No Late Fees Ever - Great for: Longest 0% APR Period
  • Chase Freedom Unlimited® - Great for: Cash-Back Pairing with Chase Sapphire Preferred®
  • Chase Sapphire Preferred® Card - Great for: Airline Miles and a Large Bonus
  • Capital One® Quicksilver® Cash Rewards Credit Card - Great for: Longest 0% APR Period
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