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Standout Credit Cards of 2018

From huge sign-up bonuses to generous rewards, we've picked credit cards that stand out from the crowd. Compare these deals, some of which are from our partners, to find the right one for you.

From huge sign-up bonuses to generous rewards, we've picked credit cards that stand out from the crowd. Compare these deals, some of which are from our partners, to find the right one for you.

Apply Now

on Chase's secure website

Great for: Airline Miles and a Large Bonus

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

See additional details at Chase's website

See card details

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
See card details
Securely with Chase

Intro APR

N/A

Ongoing APR

17.49% - 24.49% (Variable APR)

Annual Fee

$95

Waived first year

Bonus Value

Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®

Recommended Credit Score

690 - 850

Good - Excellent
See our pros and cons
Apply Now

on Discover's secure website

Great for: 5% Bonus Categories and First Year Cashback Match

What our experts say

With extra cash back in everyday categories and a great bonus, it's good for everyday use or (since the ongoing rate is low) as a backup.

  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • Earn unlimited 1% cash back on all other purchases – automatically.
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • No annual fee.
  • View Rates and Fees

See additional details at Discover's website

See card details

With extra cash back in everyday categories and a great bonus, it's good for everyday use or (since the ongoing rate is low) as a backup.

  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • Earn unlimited 1% cash back on all other purchases – automatically.
See card details
Securely with Discover

Intro APR

0% on Purchases and Balance Transfers for 14 months

Ongoing APR

13.49% - 24.49% (Variable APR)

Annual Fee

$0

Bonus Value

Discover will match ALL the cash back earned at the end of your first year, automatically.

Recommended Credit Score

690 - 850

Good - Excellent
See our pros and cons
Apply Now

on American Express's secure website

Great for: Balance transfers plus rewards

What our experts say

No annual fee, a $0 intro transfer fee and a 0% intro APR period, plus rewards on top of it? This once-lackluster card suddenly got great.

  • Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%.
  • $0 balance transfer fee. Balance transfers must be requested within 60 days from account opening.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases.
  • Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • No annual fee.
  • Terms Apply.
  • View Rates and Fees

See additional details at American Express's website

See card details

No annual fee, a $0 intro transfer fee and a 0% intro APR period, plus rewards on top of it? This once-lackluster card suddenly got great.

  • Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%.
See card details
Securely with American Express

Intro APR

0% on Purchases and Balance Transfers for 15 months

Ongoing APR

14.49% - 25.49% (Variable APR)

Annual Fee

$0

Bonus Value

Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months. Terms Apply

Recommended Credit Score

690 - 850

Good - Excellent
See our pros and cons
Apply Now

on Capital One's secure website

Great for: Easy Flat Rate Travel Rewards

What our experts say

Confused by complicated travel rewards? This card gives 2 miles per dollar spent everywhere. Miles can be redeemed for any travel expense.

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • New! Earn 10 miles per dollar on hotels when you pay with your Venture card at hotels.com/venture; learn more at hotels.com/venture
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

See additional details at Capital One's website

See card details

Confused by complicated travel rewards? This card gives 2 miles per dollar spent everywhere. Miles can be redeemed for any travel expense.

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
See card details
Securely with Capital One

Intro APR

N/A

Ongoing APR

14.49% - 24.49% (Variable APR)

Annual Fee

$95

Waived first year

Bonus Value

Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel

Recommended Credit Score

690 - 850

Good - Excellent
See our pros and cons
Apply Now

on Capital One's secure website

Great for: Cash Back with No Foreign Fee

What our experts say

Get unlimited 1.5% cash back on all purchases. It's not the highest rewards rate available, but you can redeem your cash in any amount.

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 14.49%-24.49% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 14.49%-24.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

See additional details at Capital One's website

See card details

Get unlimited 1.5% cash back on all purchases. It's not the highest rewards rate available, but you can redeem your cash in any amount.

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
See card details
Securely with Capital One

Intro APR

0% on Purchases and Balance Transfers for 15 months

Ongoing APR

14.49% - 24.49% (Variable APR)

Annual Fee

$0

Bonus Value

One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening

Recommended Credit Score

690 - 850

Good - Excellent
See our pros and cons
Apply Now

on Chase's secure website

Best for: Cash-Back Pairing with Chase Sapphire Preferred®

  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49-25.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee

See additional details at Chase's website

See card details

  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
See card details
Securely with Chase

Intro APR

0% on Purchases and Balance Transfers for 15 months

Ongoing APR

16.49% - 25.24% (Variable APR)

Annual Fee

$0

Bonus Value

Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.

Recommended Credit Score

690 - 850

Good - Excellent
See our pros and cons
Apply Now

on Bank of America's secure website

Great for: No Annual Fee Rewards

What our experts say

For travelers on a budget, this $0-annual-fee card offers excellent value. For Bank of America® customers with big bank or investment accounts, it's even better.

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 16.49% - 24.49% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%

See additional details at Bank of America's website

See card details

For travelers on a budget, this $0-annual-fee card offers excellent value. For Bank of America® customers with big bank or investment accounts, it's even better.

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases
See card details
Securely with Bank of America

Intro APR

0% on Purchases for 12 billing cycles

Ongoing APR

16.49% - 24.49% (Variable APR)

Annual Fee

$0

Bonus Value

20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases

Recommended Credit Score

690 - 850

Good - Excellent
See our pros and cons
Apply Now

on Wells Fargo's secure website

Great for: Cash sign-up bonus

What our experts say

Unlimited 1.5% cash back and a good sign-up bonus. It'd be better if it had no minimum redemption amount, but it's still a solid card.

  • Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
  • Earn unlimited 1.5% cash rewards on purchases
  • Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
  • 0% Intro APR for 12 months on purchases and balance transfers, then a 14.49%-26.49% variable APR; balance transfer fees apply
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions

See additional details at Wells Fargo's website

See card details

Unlimited 1.5% cash back and a good sign-up bonus. It'd be better if it had no minimum redemption amount, but it's still a solid card.

  • Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
  • Earn unlimited 1.5% cash rewards on purchases
See card details
Securely with Wells Fargo

Intro APR

0% on Purchases and Balance Transfers for 12 months

Ongoing APR

14.49% - 26.49% (Variable APR)

Annual Fee

$0

Bonus Value

Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months

Recommended Credit Score

690 - 850

Good - Excellent
See our pros and cons
Apply Now

on Bank of America's secure website

Great for: Cost-Effective Balance Transfer

What our experts say

One of the most cost-effective cards for paying off high-interest debt. But after the introductory APR offer ends, it's just a plain-vanilla card.

  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.49% - 24.49% Variable APR. 3% fee (min $10) applies to balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app

See additional details at Bank of America's website

See card details

One of the most cost-effective cards for paying off high-interest debt. But after the introductory APR offer ends, it's just a plain-vanilla card.

  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.49% - 24.49% Variable APR. 3% fee (min $10) applies to balance transfers
  • No annual fee
See card details
Securely with Bank of America

Intro APR

0% on Purchases for 15 billing cycles and 0% on Balance Transfers for 15 billing cycles for balance transfers made in the first 60 days

Ongoing APR

14.49% - 24.49% (Variable APR)

Annual Fee

$0

Bonus Value

None

Recommended Credit Score

690 - 850

Good - Excellent
See our pros and cons
Apply Now

on Citibank's secure application

Great for: Lowest True Interest Cost

What our experts say

You get a 21 month 0% intro balance transfer APR and a scattering of perks. Good for paying off debt, though you'll pay a fee to transfer a balance to the card.

  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that the variable APR will be 14.49% - 24.49%, based on your creditworthiness*
  • 0% Intro APR on purchases for 12 months from date of account opening. After that the variable APR will be 14.49% - 24.49%, based on your creditworthiness*
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
  • Free access to FICO® Scores*

See additional details at Citibank's website

See card details

You get a 21 month 0% intro balance transfer APR and a scattering of perks. Good for paying off debt, though you'll pay a fee to transfer a balance to the card.

  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that the variable APR will be 14.49% - 24.49%, based on your creditworthiness*
  • 0% Intro APR on purchases for 12 months from date of account opening. After that the variable APR will be 14.49% - 24.49%, based on your creditworthiness*
See card details
Securely with Citibank

Intro APR

0% on Purchases for 12 months and 0% on Balance Transfers for 21 months

Ongoing APR

14.49% - 24.49% (Variable APR)

Annual Fee

$0

Bonus Value

None

Recommended Credit Score

690 - 850

Good - Excellent
See our pros and cons

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